The Per­son­al Finance Indus­try Is a Scam

Per­son­al finance is the pros­per­i­ty gospel of cable news, hap­py to claim that you’ll end up with all the mon­ey if you lis­ten to its experts, take their advice, buy their book. Not buy­ing cof­fee won’t mag­i­cal­ly get you a house. Not buy­ing avo­ca­do toast isn’t a retire­ment plan.